We offer SME loans up to NGN5 million

Supporting business owners to grow their business.

Our SME loans are fast and easy to get as our approval process takes only 24 hours.

Licensed by
Deposits Insured by
product hero img
Over
8000+
APPLICATIONS SO FAR
LOAN PROCESSED
24
HOURS
UP TO
N5 MILLION
HOURS
product slide img
Our Best Features
SME loan in 24 Hours
No collateral
Up to NGN5 million
Long term business loans up to 6 months
product slide img
Our Best Features
SME loan in 24 Hours
No collateral
Up to NGN5 million
Long term business loans up to 6 months
product slide img
Our Best Features
SME loan in 24 Hours
No collateral
Up to NGN5 million
Long term business loans up to 6 months
product slide img
Our Best Features
SME loan in 24 Hours
No collateral
Up to NGN5 million
Long term business loans up to 6 months
Why Choose us?
Competitive interest rate
Fast and easy process
Eligibility + Requirements
01
6 months Statement of account
02
Valid ID card
03
Proof of address
04
Bank Verification Number
05
CAC document (If business is registered)
06
Passport photography or selfie
07
Age must be between 22 and 65
Get a business loan
Get a business loan
Here’s What Our Customers Say About Us.
The application process was excellent, smooth and no negative comment. Other platforms charge nothing less than 10% and having this kind of wonderful initiative from FairMoney SME is highly satisfying.
Olufunsho Pitan
Supplier, Building Materials
I won't give you guys just a pass mark, but a good one at that. The process was transparent and hope to have a greater partnership with FairMoney in future.
Charles Obuekwe Chika
Trader
The process from start to finish was not rigorous. The interest rate is very okay compared to other platform.
Peter Omoniyi Ilori
Mobile Money agent
Frequently Asked Questions
How will I receive the SME loan?

The funds will be disbursed directly to your preferred bank account in less than 24 hours once you accept the offer made to you.

Can I pay before the due date?

Yes, we encourage you to make payment before the due date as this will boost your credit score and give you a chance of getting a higher loan in the future.

Can I extend my SME loan?

No, there is no room for extension.

Can I liquidate my SME loan?

Yes you can. We will give you a discount if you request to liquidate before your due date.